Free Tools
Free Credit Card Points & Miles Tools
Calculate your points value, check if rewards expire, and find the best loyalty program — all free, no signup required.
22Tools
20+Programs valued
FreeNo signup required
Illustrative example · MileIntel average valuations
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01
Value your points
7 toolsCalculatorPoints Value CalculatorCalculate how much your credit card points and airline miles are worth in cash. Compare values across 20+ programs and find where your rewards go furthest.Open tool FinderTransfer Partners FinderFind the best airline and hotel transfer partners for your credit card points.Open tool OptimizerBest Use of Chase PointsFind the highest-value way to use your Chase Ultimate Rewards.Open tool OptimizerBest Use of Amex PointsMaximize your Amex Membership Rewards. Compare transfer partners, portal, and cash out options ranked by value for your travel goals.Open tool CalculatorBilt Points Value CalculatorCalculate how much your Bilt Rewards points are worth. Compare transfer partners like Hyatt, AA, and United to find the best redemption.Open tool CalculatorCiti ThankYou Points ValueFind the best way to redeem your Citi ThankYou points.Open tool CompareTransfer vs Portal CalculatorShould you transfer points to a partner or book through the travel portal? Enter your flight details and see which option gives better value.Open tool
02
Compare cards
7 toolsCompareAmex Platinum vs Chase Sapphire ReserveCompare the Amex Platinum vs Chase Sapphire Reserve based on your actual spending. See which premium card earns more points and saves you more money.Open tool CompareCSP vs Amex Gold CalculatorChase Sapphire Preferred vs Amex Gold — which mid-tier card wins for your spending?Open tool CompareMiles vs Cash Back CalculatorShould you earn miles or cash back? Enter your spending and see which strategy gives you more value.Open tool CompareBest Credit Card for DiningFind the best credit card for restaurants. Enter your monthly dining spend and see which card earns the most rewards after annual fees.Open tool CalculatorCredit Card Rewards CalculatorHow many points do your credit cards earn? Select your cards, enter spending by category, and see your total annual rewards value.Open tool ROIAnnual Fee ROI CalculatorIs your credit card annual fee worth it? Check off the benefits you actually use and see your ROI instantly. Works for 12+ premium cards.Open tool CalculatorBill Payment Points CalculatorShould you pay rent, mortgage, tuition, or other bills with a credit card for points?Open tool
03
Plan status & upgrades
5 toolsProbabilityUpgrade Probability CalculatorWill your upgrade clear? Enter your status, fare class, route, and date — get a probability score with the factors that drove it. The only free tool of its kind.Open tool Live dataStar Alliance Award AvailabilityToday's Star Alliance business-class award availability across the top 30 long-haul routes.Open tool CalculatorUpgrade Value CalculatorShould you use miles or cash to upgrade your flight? Compare the value of miles-based upgrades vs cash fare differences on popular routes.Open tool FinderBest Loyalty Program For MeEnter the airports you fly to most and get a personalized recommendation for which airline loyalty program best fits your travel patterns.Open tool CalculatorElite Status CalculatorSee how far you are from the next elite tier. Enter your current MQDs, PQPs, tiles, or nights and find out exactly what you need.Open tool
04
Protect your points
3 toolsCheckerDo Points Expire? CheckerCheck if your credit card points, airline miles, or hotel points expire.Open tool TrackerPoints Devaluation TrackerTrack how airline miles and hotel points have lost value over time.Open tool CalculatorCredit Score Impact CalculatorFind out how many points your credit score will drop when you apply for a new card.Open tool
Maximize every point
MileIntel tracks your balances across all programs and recommends the highest-value redemption for every trip.