Free Tools
Free Credit Card Points & Miles Tools
Calculate your points value, check if rewards expire, and find the best loyalty program — all free, no signup required.
Points Value Calculator
Calculate how much your credit card points and airline miles are worth in cash. Compare values across 20+ programs and find where your rewards go furthest.
Do Points Expire? Checker
Check if your credit card points, airline miles, or hotel points expire. See expiration policies for every major loyalty program and learn how to keep them alive.
Upgrade Value Calculator
Should you use miles or cash to upgrade your flight? Compare the value of miles-based upgrades vs cash fare differences on popular routes.
Best Loyalty Program For Me
Enter the airports you fly to most and get a personalized recommendation for which airline loyalty program best fits your travel patterns.
Elite Status Calculator
See how far you are from the next elite tier. Enter your current MQDs, PQPs, tiles, or nights and find out exactly what you need.
Bill Payment Points Calculator
Should you pay rent, mortgage, tuition, or other bills with a credit card for points? See if the rewards outweigh the processing fees.
Credit Score Impact Calculator
Find out how many points your credit score will drop when you apply for a new card. See short-term impact and long-term recovery timeline.
Transfer Partners Finder
Find the best airline and hotel transfer partners for your credit card points. Compare ratios, values, and transfer speeds across all programs.