MileIntelYour Amex points transfer to 20+ airlines. MileIntel finds the one that gets you business class.
Those Amex and Chase points you've been accumulating from everyday spending? They could be business class seats, luxury hotel stays, and first class upgrades. MileIntel shows you exactly how.
For travelers sitting on transferable points who want to stop booking economy when premium is within reach
Book through Amex Travel Portal
336K points · 2 economy seats · Same dates
Transfer Amex → ANA Mileage Club
85K points each · 2 business class seats · Lie-flat
TL;DR
MileIntel is built for Amex and Chase cardholders sitting on 200K+ points who keep redeeming them for economy flights worth 1 cent each. We track your balances across Chase UR, Amex MR, Citi ThankYou, Capital One, and Bilt — then recommend the highest-value transfer partner for every trip, monitor transfer bonuses in real time, and surface sweet-spot redemptions that turn your points into 3-5 cents of value.
You're sitting on a small fortune. You just don't know it yet.
You have an Amex Platinum or a Chase Sapphire Reserve. Maybe both. You put everything on the card. Groceries, flights, dinners, subscriptions. The points pile up. You check the balance sometimes: 280K Membership Rewards. Nice.
Then you book a trip. Economy to Tokyo. $4,200 for two tickets. You pay cash because... that's what you've always done. The points sit there. Maybe you used some for a gift card once. Maybe you booked a hotel through the portal at 1 cent per point.
Those 280K Amex points? They could have been two lie-flat business class seats to Tokyo. Same trip. Same dates. You just didn't know how.
Read our guide to credit card points →Points Discovery
Your points could be worth 7x more. Here's how.
Most travelers redeem at 1.4 cpp through airline portals. Optimized transfers can hit 10.6 cpp. That's the difference between an economy seat and a lie-flat to Tokyo for the same 70,000 points.
- 280K Amex Membership Rewards from card spend
- 45K United miles from a work trip you forgot about
- 92K Marriott points from that conference hotel
- Total estimated value: $6,340 in premium travel
Transfers to 20+ airlines and hotels at 1:1
Transfers to United, Hyatt, Southwest, and more
Transfer Intelligence
Your Amex points transfer to 20+ airlines. MileIntel finds the best one.
The difference between a good redemption and a great one is knowing which transfer partner to use. ANA business class costs 85K Amex points per person. The same trip booked through the Amex portal costs 336K points for economy. MileIntel finds these sweet spots automatically.
- Compare transfer partners for every trip you're planning
- See cents-per-point value for each option
- Get alerted when transfer bonuses align with your trips
- Know when to transfer and when to pay cash
Transfer Analysis: Tokyo Trip
Transfer Amex → ANA Mileage Club
85K points each · 2 business class seats · Lie-flat
170K Amex → 170K ANA miles (1:1 transfer)
Book through Amex Travel Portal
336K points · 2 economy seats · Same dates
Pay cash: $4,200 per person
2 economy tickets · $8,400 total
Transfer analysis shows you the best way to use your points
Transfer Bonus Alerts
Airlines regularly offer 20-30% transfer bonuses. MileIntel catches them.
A few times a year, airlines offer bonus miles when you transfer from Amex or Chase. A 30% bonus means your 85K transfer becomes 110K miles. MileIntel watches for these and alerts you when a bonus aligns with a trip you're planning.
Amex → Air Canada Aeroplan: 30% bonus
Your planned trip to London has a sweet spot at 70K Aeroplan miles in business. With the bonus, that's only 54K Amex points.
Save 16K points on your London tripChase → British Airways Avios: 25% bonus
No matching trips at the time — MileIntel correctly skipped this one.
Real scenarios, real value
01
Had 280K Amex points, always booked economy
$2,840 saved vs. booking economy cash
Didn't realize those Membership Rewards points could transfer 1:1 to airline partners. Was about to pay $4,200 for two economy tickets to Tokyo.
MileIntel identified an ANA business class transfer: 85K points each, two lie-flat seats for the same trip.
02
150K Chase points, never transferred to an airline
$1,650 more value than portal booking
Had been booking through the Chase travel portal at 1.25 cents per point. Didn't know transfer partners existed.
MileIntel found a Hyatt transfer for 5 nights in Kyoto (25K points/night) and a United transfer for domestic flights. Combined value: 2.4 cents per point.
03
Both Amex and Chase, planning a honeymoon
$4,200 in premium travel from existing points
Had 200K Amex and 120K Chase points. Planned to book economy flights and mid-range hotels. Didn't know they could combine programs strategically.
MileIntel mapped Amex → Delta One for flights and Chase → Hyatt for 6 nights at a luxury resort. Premium travel for the price of economy.
FAQ
How much are my Amex or Chase points actually worth?
It depends on how you redeem them. Amex Membership Rewards average 1.6 cents per point; Chase Ultimate Rewards average 1.8 cents. But the real value comes from transfer partners: Chase → Hyatt can deliver 3+ cents per point on Park Hyatt properties; Amex → ANA delivers 4-5 cents per point on round-the-world business class. MileIntel calculates the highest-value transfer partner for your specific trip.
Which transfer partner should I use for my points?
Chase has 13 transfer partners (Hyatt, United, Southwest, Air France, British Airways, etc.); Amex has 21 (Delta, ANA, Virgin Atlantic, Singapore, etc.). The right partner depends on your trip. MileIntel analyzes your upcoming travel across all partners, factors in current transfer bonuses, and recommends the optimal transfer for each trip — typically yielding 2-3x the portal redemption value.
Should I transfer my points now or wait for a bonus?
Generally: only transfer when you have a specific redemption in mind. Transfer bonuses (typically 20-40% more miles) happen regularly — Amex runs Delta bonuses, Chase runs Hyatt bonuses, Citi runs Virgin Atlantic bonuses. MileIntel alerts you when a transfer bonus opens for a partner you're planning to use, and tracks upcoming trips to recommend the best timing.
Is it better to use points for flights or hotels?
Depends on the specific redemption. Hyatt hotel points (via Chase) regularly deliver 2-3 cpp. International premium cabin flights via Amex partners deliver 3-5 cpp. Economy flights and most Marriott/Hilton redemptions deliver 1-1.5 cpp. MileIntel compares your specific trip options across transfer partners, portal bookings, and hotel award charts to find the best use.
Does MileIntel work with Citi ThankYou or Capital One miles?
Yes. MileIntel tracks all major transferable points programs: Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou Points, Capital One Miles, Bilt Rewards, and Wells Fargo Rewards. We surface transfer opportunities across all of them in one dashboard.
Points are devaluing at 15% a year. Every month you sit on them, airlines make them worth less.
Let MileIntel find the best use now.
Free Traveler plan · No credit card · Paid plans from $12/mo