Free Tool
Best Use of Chase Points 2026 — Maximize Your Ultimate Rewards
Chase Ultimate Rewards points can be worth anywhere from 1 cent to over 3 cents each depending on how you use them. Find the best redemption strategy for your points balance and travel goals.
Best Redemption
Singapore KrisFlyer
1.5cpp · 50,000 points worth $750.00· Matches your goal
All Redemption Options
8 options for Chase Ultimate Rewards. Goal-matched options for "International Business" ranked first.
Singapore KrisFlyer
AirlineGoal Match1.5cpp
$750.00
Virgin Atlantic
AirlineGoal Match1.4cpp
$700.00
World of Hyatt
Hotel1.7cpp
$850.00
Travel Portal
Portal1.5cpp
$750.00
Southwest
Airline1.4cpp
$700.00
British Airways
Airline1.3cpp
$650.00
United
Airline1.2cpp
$600.00
Cash / Statement Credit
Cash1.0cpp
$500.00
Frequently Asked Questions
What is the best way to use Chase Ultimate Rewards points?
The highest-value redemptions come from transferring points to airline partners like Hyatt (1.5-2+ cpp), United (1.3-1.8 cpp), or Air Canada Aeroplan for Star Alliance awards. Booking through the Chase travel portal at 1.25-1.5x is a solid option when transfers don't make sense.
How much are Chase points worth?
Chase Ultimate Rewards points are worth 1 cent each as a statement credit, 1.25 to 1.5 cents in the Chase travel portal (depending on your card), and 1.5 to 3+ cents when transferred to the right airline or hotel partner for premium redemptions.
Which Chase transfer partner offers the best value?
World of Hyatt consistently delivers the best value, averaging 1.7 to 2.2 cents per point for hotel stays. For flights, United MileagePlus and Air Canada Aeroplan are top choices, especially for international business class awards.
Should I use Chase points for cash back or travel?
Travel redemptions almost always deliver more value. Cash back gives you 1 cent per point, while travel portal bookings yield 1.25 to 1.5 cents and partner transfers can reach 2+ cents. Only use cash back if you need the money immediately.
Can I transfer Chase points to airline miles?
Yes, Chase Ultimate Rewards transfers 1:1 to 14 airline and hotel partners including United, Southwest, British Airways, Air Canada, Singapore Airlines, JetBlue, and World of Hyatt. Transfers are instant for most partners.