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Program Comparison

Capital One Miles vs Citi ThankYou Points

A detailed comparison of Capital One Miles and Citi ThankYou Points to help you decide which loyalty program is the best fit for your travel needs.

Capital One Miles

Capital One

Citi ThankYou Points

Citi

None
Alliance
None
miles
Currency
points
1-10x miles per $1 depending on card and category. Earned through Venture X, Venture, and SavorOne cards
Earn Rate
1-5x points per $1 depending on card and category. Full partner access requires Strata Premier or Strata Elite card
1.5¢ per mile
Avg Value
1.5¢ per point
None
Elite Tiers
None
Miles do not expire while the Capital One account remains open
Expiration
Points do not expire while an active ThankYou-earning card is open. Points expire 60 days after account cancellation
British Airways Avios, Air France FlyingBlue, Singapore KrisFlyer, Cathay Asia Miles, Air Canada Aeroplan, Emirates Skywards, Etihad Guest, Avianca LifeMiles, Finnair Plus, Qantas, Turkish Airlines, Virgin Atlantic, TAP Portugal, Wyndham Rewards, Choice Privileges, Accor Live Limitless
Transfer Partners
American AAdvantage, Air France FlyingBlue, Singapore KrisFlyer, Cathay Asia Miles, JetBlue TrueBlue, Avianca LifeMiles, Etihad Guest, EVA Air, Qantas, Qatar Airways, Turkish Airlines, Virgin Atlantic, Thai Airways, Wyndham Rewards, Choice Privileges, Accor Live Limitless
Travelers seeking simplicity with strong transfer partners and the 1 cent per mile travel eraser floor
Best For
Travelers who want American Airlines as a transfer partner alongside premium international carriers

Choose Capital One Miles if you...

Travelers seeking simplicity with strong transfer partners and the 1 cent per mile travel eraser floor. Capital One's transferable miles currency with 21 transfer partners (17 airlines, 4 hotels), earned through Venture X, Venture, and SavorOne cards.

Choose Citi ThankYou Points if you...

Travelers who want American Airlines as a transfer partner alongside premium international carriers. Citibank's transferable points currency with 19 transfer partners including American Airlines (re-added July 2025), earned through Strata Premier and Strata Elite cards.

Frequently Asked Questions

Which is better, Capital One Miles or Citi ThankYou Points?

It depends on your travel patterns. Capital One Miles is best for travelers seeking simplicity with strong transfer partners and the 1 cent per mile travel eraser floor. Citi ThankYou Points is best for travelers who want american airlines as a transfer partner alongside premium international carriers. Consider your home airport, preferred destinations, and how often you travel when choosing.

Do Capital One Miles or Citi ThankYou Points miles expire?

Capital One Miles: Miles do not expire while the Capital One account remains open. Citi ThankYou Points: Points do not expire while an active ThankYou-earning card is open. Points expire 60 days after account cancellation.

Can I transfer points between Capital One Miles and Citi ThankYou Points?

While you can't transfer directly between Capital One Miles and Citi ThankYou Points, they share transfer partners through credit card programs, which can serve as a bridge.

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