Interactive Calculators & Tools

Overview

MileIntel's interactive tools let you crunch numbers on specific questions. They're free to use — no account required — and built for people who want real answers, not generic advice.

Available Tools

• Card Comparator — compare up to 3 credit cards side by side. Annual fees, earn rates, transfer partners, and perks broken down category by category.
• Miles vs. Cashback Calculator — input your monthly spending and see whether miles-earning or cashback cards put more value in your pocket.
• Best Dining Card Finder — find the card that earns the most on restaurants based on your dining spend.
• Chase Points Optimizer — maximize your Chase Ultimate Rewards across Sapphire, Freedom, and Ink cards.
• Amex Points Optimizer — same concept for Amex Membership Rewards across Gold, Platinum, and business cards.
• Bilt Value Calculator — calculate your Bilt Rewards earning rate at your rent level.
• Citi Value Calculator — ThankYou Points valuation across Citi's transfer partners.
• Annual Fee Calculator — determine whether your card's perks offset its annual fee based on your actual usage.
• Devaluation Tracker — see how program currencies have changed in value over time with historical charts.
• Rewards Calculator — estimate total rewards value from a specific trip or purchase.
• Transfer vs. Portal — compare booking directly via transfer partners vs. using your bank's travel portal.

Key Details

• All tools work without signing in. Your inputs aren't saved unless you're logged in.
• Logged-in users see their wallet data pre-filled where relevant (e.g., the card comparator highlights cards you already have).

Tips

1. Run the Annual Fee Calculator once a year before your card's renewal date. It takes 2 minutes and could save you $500+.